It's the perfect texture... not too thin, not too thick, but perfectly creamy. I slather it on all around my eyes - even on the lids - and then I put on my makeup. There is a noticeable difference in the youthful glow around my eyes when I wear it instead of just putting my makeup straight on, that's why I keep it in my makeup bag instead of on the bathroom counter - it's a must have! I don't think it has those pearly particles, but something in it just makes my eyes shine and I love it! :)